The Pradhan Mantri Awas Yojana (PMAY) has emerged as a transformative force, unfolding a new era of security and dignity for the residents of Union Territory of Jammu and Kashmir. The PMAY caters to both urban and rural populations, through its dual components: Pradhan Mantri Awas Yojana (Urban) (PMAY-U) and Pradhan Mantri Awaas Yojana (Gramin) (PMAY-G). Pucca structures provide comfort to families in Kashmir who were previously struggling with the severe conditions of kutcha houses. The integration of the scheme with other programs, such the Ujjwala Yojana and Saubhagya Scheme, increases its efficacy in tackling the complex issues that rural people face. Owning a house was once only a pipe dream for Farooq Ahmad Bhat of Khahipora Rajwar in the Kupwara district, but now it is a real possibility for him due to the government’s proactive actions. The story celebrates individual success while also emphasizing the group victory of communities strengthened by central government initiatives.
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